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  • Writer's pictureRhys Weaver

New Products

I became a mortgage adviser in 2007 (great timing), and have had the privilege of arranging mortgages for the same people multiple times as they’ve moved home or re-mortgaged. You’ll often hear that interest rates are currently very low. They are! Here are some examples of mortgages I arranged in 2010:

Nationwide 2 year tracker 5.73% £99 fee at 89% LTV

Halifax 2 year fixed 5.69% no fee at 80% LTV

Northern Rock 5 year fixed 4.39% no fee at 46% LTV

Nationwide 5 year fixed 6.05% no fee at 88% LTV

Abbey National 2 year tracker 4.74% £495 fee at 85% LTV

NatWest 3 year fixed 5.65% no fee at 85% LTV

These rates are more like today's standard variable rates which plenty of people are now paying. As we may now have a little more time on our hands it might be worth checking what you are paying and, if it’s your lenders standard variable rate, or if your current product is due to expire in the next 6 months it might just be worth getting in touch to discuss.

Your home may be repossessed if you do not keep up repayments on your mortgage and you may have to pay an early repayment charge to your existing lender if you re-mortgage.


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