Rates and the cost of borrowing had dropped to an all-time low over the past 6-12 month, but this and changed and rates are rising

Speaking to your bank may give you a very basic idea of what you can borrow but it will limit you to only what that bank can offer. A whole

Read a review on what lenders are offering for June 2021

month later and there are now around 10 lenders offering 5% deposit mortgages.

Accord are the first lender to re-enter the 95% lending space. The rate is t 3.99% with a £999 fee. It’s not available for new build houses

The Stamp Duty “Holiday” has been extended to 30th June 2021

Since the announcement of the stamp duty relief we have seen an increase in property purchases, and especially Buy to Lets.

How has the new lockdown affected your ability to buy or sell a property?

Slowly but surely lenders are coming back into the 90% market for mortgage lending. Over the last year there have been very few lenders...

Everyone has had to experience a lot of changes in their life recently. How has that impacted mortgages and your ability to obtain one.

The second lockdown started on Thursday 5th November. The Furlough scheme has been extended until the end of March 2021. How has this...

Buying a holiday let or second property? Read our blog on some basic points to be aware of

Boris Johnson has pledged to transform “generation rent” into “generation buy”. Well, what does this mean ?

As the end of furlough nears, we review where the mortgage market currently stands for homebuyers.

If I was looking for a mortgage and protection adviser how would I go about it and what questions would I ask?

Here are some sobering statistics for you from L&G: Around 2 in 3 adults don’t have life insurance Only 1 in 10 adults have Critical...

Lenders are still reluctant to offer mortgage products without a 15% deposit

Great news for buyers - the cost of buying a property has just gotten cheaper, for a short time anyway

A lot of people feel that their situation is too complication to obtain borrowing. This is not always correct. Check with your broker first

So Lockdown is ending for now, and slowly we are emerging for our homes where we have spent the last 3 months, squinting up at the sun......