There are many products that are available but not all are the right fit. We will be able to find the best product to meet your needs
Buying a property or reviewing your finances should go hand in hand with looking at your protection options for you and your family.
Protection and insurance might not be as expensive as you think so it will always be worth at least getting a quote to understand what your options are. There are several different policies that can meet your needs. By understanding our customers we can make sure our advice is accurate and we provide the correct advice for you.
This will pay out a lump sum that can be used to repay the mortgage in full or go towards helping financial dependants
Another policy that pays out a lump sum, this time for a specified illness. Again this could be used to repay the mortgage in full although is often taken as a smaller amount of protection that is used to cover a missing income or care costs for a short time
You may want a portion of your income to be paid to you monthly in the event of a medium to long term sickness preventing you from working (check what your employer can offer first)
Family Income Benefit
A much underrated product that can offer a lump sum payout on death. This is meant as an income replacement for a short to medium term.