If you are concerned or anxious about not being able to afford your mortgage due to the current situation you should call your lender.
The government is putting policies in place to help homeowners by offering 3 month payment “holidays”. This can help ease the financial strain if your income has suffered but please be aware that this is not a freebie, your payments will be deferred or rolled up into your mortgage debt. Also, you will not automatically qualify for this help.
You will need to contact your lender in advance that any payment holiday wouldn’t class as a missed mortgage payment as otherwise this could be marked on your credit file. A missed mortgage payment will affect future mortgage approval
We have listed some contact numbers for the lenders.
Accord 0345 1200 872
Aldermore 0333 321 1000
BOI 0345 300 8000
Barclays 0800 022 4022
Clydesdale 0800 022 4313
Coventry 0800 121 8899
Halifax 0345 850 3705
HSBC 0345 850 0633
Kensington 0333 300 0921
Leeds 03450 50 50 75
Metro 0345 319 1200
Nationwide 03457 30 20 11
Natwest 0800 096 9527
Newcastle 0345 606 4488
Nottingham 0344 481 1224
Paragon 0345 849 406
Platform 01752 236550
Precise 0800 298 5714
Principality 0330 333 4000
Santander 0800 783 9738
Skipton 0345 850 1711
TSB 0800 056 1088
TMW 0345 606 40 60
Virgin 0345 602 8301
West Brom 0345 241 3784
